Agency

What do you do when everything is uncertain and your life is in limbo? So many unknowns in this world… Or maybe I am just making this all more difficult than I need to? I need to get down to the basics and keep working on what I have to do. The Game Plan still hasn’t changed: the goal is still financial independence(FI) and establishing … Continue reading Agency

Affirmations

I am becoming financially independent. I am creating multiple streams of income that will be sustainable and that will generate at least $10,000 a month. I am taking the steps that will lead me to this goal. I live a life of purpose, humility, gratitude, and kindness. Every morning, before I start my day, I say these words out loud to put myself in a … Continue reading Affirmations

The Personal, Not the Finance

Is it bad to admit on this personal finance blog that recently, I have not been thinking about money? Honestly, though, I could care less about the finance part of my life. Instead, I’m focusing more on the the personal side. I’m more concerned about my family, or my sister in particular, who is still working to care for Covid patients at her hospital. I … Continue reading The Personal, Not the Finance

Catching Up

It’s funny how work always gets in the way of the things I want to do. The last few weeks have been very busy for me. As an English teacher here in Japan, I had to prepare for our special Christmas lessons at school as well as other End-of-Year activities. I think every educator knows that preparation is key when you’re in the teaching field. … Continue reading Catching Up

Five Things I’m Grateful For This Thanksgiving

Today is Thursday, November 28, 2019 in Japan. In the US, it is celebrated as Thanksgiving. In that spirit, I wanted to write about things that I’m grateful for.   I’ve written before how gratitude is my superpower. But I wanted to re-visit it today. It only seems fitting. So here are five things that I’m grateful for this season: Knowledge I am grateful that … Continue reading Five Things I’m Grateful For This Thanksgiving

Point Cards and Stamp Cards in Japan

I am at Fujiya, our local cake place, choosing which cake to eat for dessert tonight. I make my choice and take out the money for this purchase. The lady pauses for a moment before she rings up my order. She seemed to be waiting for something. And then, “Do you have your point card?” Oh! Whoops! With an embarrassed laugh, I whip it out … Continue reading Point Cards and Stamp Cards in Japan

End of the Year

So we’re coming up on the last two months of 2019. Frankly, I have lots to do on my list, and I feel like I’m bowing to the pressure. For the past few weeks, every morning I wake up, I review the things that I have to do for the day. I start the day motivated and then I lose steam later on. I become … Continue reading End of the Year

Hanging On

Hubby is going through a crisis right now. He’s thinking about quitting his job, mostly because there are things that he just can’t deal with at his workplace. Unfortunately, the bulk of the comforting and the encouragement falls onto me. Frankly, it’s a little draining sometimes. Though I’m usually very supportive, I’m a little tired of the conversation. We’ve had this discussion so many times. … Continue reading Hanging On

Consumption Tax Hike Japan 2019

So it’s been more than a week since the consumption tax hike here in Japan. I haven’t experienced anything earth shattering since then. Considering all the media attention and the panic that ran rampant in the streets regarding this issue before October 1st, I find the second week really underwhelming. But let me back track a little. Essentially, the Japanese government, under Abe’s leadership, needs … Continue reading Consumption Tax Hike Japan 2019