Flexibility

What constitutes an emergency, I wonder? Right now, I’m on a plane bound for Tokyo, but this was not the original flight I booked. My flight was scheduled to leave at 10:10 am with Jetstar Japan. However, due to mechanical problems, the flight was originally delayed. On further questioning, the ground staff said that at that point, it was difficult for the people in charge … Continue reading Flexibility

Moving the Needle

In the previous post, I talked about taking a big step toward financial independence by buying property. It took me years to actually build up the courage to jump on this idea. I have the capital already, it took me a while to become comfortable with spending all my hard-earned savings in one big move. Today, I took the first step by signing a contract … Continue reading Moving the Needle

Motivation

What keeps people motivated? Is it the goal? Is it the journey? I’ve been asking myself that recently because I’ve found myself so distracted. We just had the Golden Week break and before the week, I was excited with the prospect of the free time I could devote to my projects because I won’t be working. Of course, that was before the break. Plans always … Continue reading Motivation

The Power of Schedules

The school year has started, which means that I’m working more consistently again. I am back to getting up early to get ready for work. I am taking the train into the city and thinking about my students and the million things that needs to get done to get my kids speaking English. Even with work, I am still working on my unpaid passion projects, … Continue reading The Power of Schedules

Panic Buttons

My husband came home yesterday, very despondent. He was saying that he was the only one at work that couldn’t do a task. It made him lose confidence in himself and he spent the entire night moping. I’m not sure why, but I think his dark mood affected me, too. I just immediately thought of terrible things. What if he loses his job? What if … Continue reading Panic Buttons

Passion Project

Return on investment. Savings rate. Annual inflation rate. Multiple streams of income. All these terms are running through my mind right now and I’m trying my best to understand and internalize all of them. I think I’ve gotten the grasp on a lot of financial terms and how they can conceptually relate to me and my life. This is hard, considering I am not really … Continue reading Passion Project

Podcasts That Helped Me Manage My Money

When you feel overwhelmed with your finances, sometimes hearing advice from outside sources can help you get started. For me, I felt hampered by the fact that I was living in Japan so buying English books was too expensive. Because foreign language books were priced more expensively than Japanese books, I couldn’t buy them as easily. At times, too, the books I wanted weren’t available … Continue reading Podcasts That Helped Me Manage My Money

Websites I Used to Help Pay Off Debt

When I was paying off my debts, I frequently had to rely on websites to help me figure out my finances. I mentioned before how Suze Orman was able to open my eyes to the world of personal finance. When I needed to figure out what to do with my own situation, I had to turn to the internet for help because I didn’t really … Continue reading Websites I Used to Help Pay Off Debt