Celebrating Women’s Month

March is women’s month and I am making it known to hubby as often as I can. Just kidding. But in light of what’s been going on around the world, I wanted to celebrate all the awesome and empowered women in my life and also hope that others do so. This is just a commentary on what I’ve observed here in Japan, but there has … Continue reading Celebrating Women’s Month

I Answer Farnoosh Torabi’s Questions

One of the many podcasts I listen to is So Money by Farnoosh Torabi. In the beginning, she used to ask her guests the same questions over and over again. I actually liked this format because even though the questions were the same, the guests’ answers were always different. There were some similarities in philosophies and perceptions on money, but people’s histories were different. These … Continue reading I Answer Farnoosh Torabi’s Questions

Women and Careers in Japan

“I just want to get married quickly and be a housewife.” When I was teaching at the technical college, I used to hear this a lot from my female students. Back then, I was teaching a class of about 20 students, almost all of them women who were hoping to get a job in the airline industry. In the seven years I’ve worked there, I’ve … Continue reading Women and Careers in Japan

Money Seminar for Women

Every month, Mainichi Shinbun produces a free magazine with various information about Sapporo and Hokkaido events. I usually pick up these things because they provide good recommendations on shops and places to visit. For the past year, however, I noticed that there have been lots of these FREE seminars about financial matters appearing in the magazine. After seeing these and being curious about them, I … Continue reading Money Seminar for Women


What keeps people motivated? Is it the goal? Is it the journey? I’ve been asking myself that recently because I’ve found myself so distracted. We just had the Golden Week break and before the week, I was excited with the prospect of the free time I could devote to my projects because I won’t be working. Of course, that was before the break. Plans always … Continue reading Motivation

Websites I Used to Help Pay Off Debt

When I was paying off my debts, I frequently had to rely on websites to help me figure out my finances. I mentioned before how Suze Orman was able to open my eyes to the world of personal finance. When I needed to figure out what to do with my own situation, I had to turn to the internet for help because I didn’t really … Continue reading Websites I Used to Help Pay Off Debt

How Suze Orman Helped Me Understand My Finances

When I was younger, my first exposure to financial matters was not through my parents or even my family. It was Suze Orman. When I was commuting to college, I would normally spend whatever free Saturday nights I had at home with my mom watching her show on MSNBC. It was good stuff for somebody who knew nothing about money. I think I really liked … Continue reading How Suze Orman Helped Me Understand My Finances

‘Til Debt Do Us Part

  Weddings At the height of the Financial Crisis of 2008, I found myself with a “useless” Master’s Degree and $60,000 worth of student loans. I also decided to get married at the end of the year, which added another $5,000 of credit card debt to the pot. Yes, I know. What an idiot. But I will refer you to the title of this blog, … Continue reading ‘Til Debt Do Us Part


What does success mean to you? It’s taken a long time to come up with a satisfying answer, but to me, success means being able to control my time. It means being able to do the things I want to do and avoiding the things I don’t want to do. Right now, I’m only working part time and earning about $2000 a month. And yet, … Continue reading Success

Savings Experiment

One of the things I tried when I wanted to just start saving was socking away actual bills and coins. Round 1 The first step I tried was to save every ¥1000 bill I had in my wallet at the end of the week. Basically, if I had any bills that were ¥1000, I would put it in a canister that I had bought from … Continue reading Savings Experiment