Vice and Money

According to dictionary.com, vice is defined as “an immoral or evil habit or practice.” That could mean anything, but I’m thinking more along the lines of alcohol, gambling, and tobacco. This past Wednesday was Ash Wednesday, which means Lent is upon us–or for those who follow this Christian practice. I’m not really religious, but this is one of those things from my childhood that has … Continue reading Vice and Money

Coronavirus

Okay, I’m jumping on the bandwagon. It’s just inescapable. I’m inundated everyday on the news about the coronavirus and its spread all over Japan. Everyday, new cases are reported. The worrying thing is that it’s affecting even those who had no direct contact with people from China’s Wuhan province. There’s a lack of masks in Japan and all around the world. People are stocking up … Continue reading Coronavirus

Do I Really Need Life Insurance?

Okay, I’ll admit, I don’t have life or disability insurance. Somehow, I seem to be okay with it. I know, however, that as an adult, it’s one of those things that I need to take care of. The thing is, my husband and I have no children. I am also not the main breadwinner in our relationship so I feel like I don’t really need … Continue reading Do I Really Need Life Insurance?

Comfort Zones

When you leave your comfort zone, you take a risk. This is how you grow. Unfortunately, many people, myself included, know how hard it is to go beyond patterns of safety and familiarity. There is a lot of pain and fear involved when you leave the sanctuary of ease. With the familiar, you know exactly what to expect and what to do. When you’re placed … Continue reading Comfort Zones

Money in Bank Accounts

This week is the last week of September, which means three more months left to finish the goals I wanted to accomplish for the year. When I started early on in January, I knew I didn’t want to fill my plate with too many unnecessary projects. I deliberately chose the goals that I thought I could easily accomplish in a year. The biggest goal was … Continue reading Money in Bank Accounts

Disaster Preparedness

It’s been a few weeks since the earthquake, but I feel like I’m still in survival mode. I feel like I’ve got to keep stocking up on supplies–just in case an earthquake strikes again. To be fair, there are still aftershocks rocking us here in Hokkaido, but none of them has reached the same magnitude as the major quake earlier this month. Every time I … Continue reading Disaster Preparedness

Moving the Needle

In the previous post, I talked about taking a big step toward financial independence by buying property. It took me years to actually build up the courage to jump on this idea. I have the capital already, it took me a while to become comfortable with spending all my hard-earned savings in one big move. Today, I took the first step by signing a contract … Continue reading Moving the Needle

Rental Properties

I’ve been a big fan of Paula Pant for a long time. I love her personality when I hear her on her podcast. Her approach to money resonates with me. As a woman and an immigrant, I feel like I have a connection with her. I’m glad that she’s a very strong representative of a financially successful immigrant woman of color. Her path to financial … Continue reading Rental Properties

Passion Project

Return on investment. Savings rate. Annual inflation rate. Multiple streams of income. All these terms are running through my mind right now and I’m trying my best to understand and internalize all of them. I think I’ve gotten the grasp on a lot of financial terms and how they can conceptually relate to me and my life. This is hard, considering I am not really … Continue reading Passion Project