Category: Retirement

Learning New Things, Life in Japan, Personal Development, Productivity, Retirement, The Psychology of Money, Time vs. Money, Uncategorized, Work-Life Balance

Feels Like FIRE

58 Days. I haven’t been working for 58 days, which is about two months. I still can’t get over that. In a way, it really feels like I’m living the financially independent lifestyle. I get up and do whatever I want. I can choose to read or write a blog. If I want to go for a run, I lace up my sneakers and zip … Continue reading Feels Like FIRE

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Careers, Financial Independence, Life and Money, Life in Japan, Personal Development, Personal finance in Japan, Retirement, The Psychology of Money, Work, Work-Life Balance

Hanging On

Hubby is going through a crisis right now. He’s thinking about quitting his job, mostly because there are things that he just can’t deal with at his workplace. Unfortunately, the bulk of the comforting and the encouragement falls onto me. Frankly, it’s a little draining sometimes. Though I’m usually very supportive, I’m a little tired of the conversation. We’ve had this discussion so many times. … Continue reading Hanging On

Rochelle2 Comments
Financial Independence, Learning New Things, Life and Money, Life in Japan, Money, Personal Finance, Personal finance in Japan, Retirement, Saving, Spending Money, The Psychology of Money

Our Numbers

I’ve debated many times whether I really want to be completely open about our finances and reveal everything. I am all for accountability, but I also don’t want to divulge too much of our financial situation. But at this point, it feels like I need to be held accountable for my dreams. I’ve been doing really good in accomplishing a lot of the things that … Continue reading Our Numbers

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Investing, Investing in Japan, Life and Money, Life in Japan, Personal finance in Japan, Retirement

Japanese Nenkin

Pensioners and retirees are in an uproar here in Japan over a recent report by the Financial System Council. The study revealed that elderly couples (males over the age of 65 with a wife who is 60 or over) whose income is dependent on social security pensions are short an estimated ¥20,000,000 or USD $184,000 in income if they expect to live to 95 years old. … Continue reading Japanese Nenkin

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Currency Exchange, Investing, Investing in Japan, Life in Japan, money mistakes, Personal Finance, Retirement, Saving

Exchange Rates

I try not to obsess about it, but I just can’t help it. It doesn’t help that I get a daily email from Transferwise telling me how much the dollar costs in yen. Part of the problem about me being an American living here in Japan is that my earned income is in yen but my retirement savings accounts are in the US. I guess … Continue reading Exchange Rates

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Entrepreneurship, Financial Independence, Investing, Learning New Things, Personal Development, Personal Finance, Retirement, The Psychology of Money, Time vs. Money, Work, Work-Life Balance

Youth

Out of the mouths of babes…. The other day, I was talking to my nephew, who had just finished his first year of college. We were just talking about his experiences so far, whether he liked being in school, his friends, and his future. As we talked about his future plans, all of a sudden he starts talking about investing and opening up a 401k … Continue reading Youth

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Financial Independence, Investing, Life and Money, Retirement, Saving, The Psychology of Money

Retirement Number

For Americans, the ideal retirement number being touted is $1 million. This is based on the 4% withdrawal rate. So if you make it $40,000 a year, you need about one million dollars to retire. This idea of having to save $1 million in the bank for retirement scares me a lot. My husband and I don’t make a lot of money and just thinking … Continue reading Retirement Number

Rochelle5 Comments