Money in Bank Accounts

This week is the last week of September, which means three more months left to finish the goals I wanted to accomplish for the year. When I started early on in January, I knew I didn’t want to fill my plate with too many unnecessary projects. I deliberately chose the goals that I thought I could easily accomplish in a year. The biggest goal was … Continue reading Money in Bank Accounts

Money Seminar for Women

Every month, Mainichi Shinbun produces a free magazine with various information about Sapporo and Hokkaido events. I usually pick up these things because they provide good recommendations on shops and places to visit. For the past year, however, I noticed that there have been lots of these FREE seminars about financial matters appearing in the magazine. After seeing these and being curious about them, I … Continue reading Money Seminar for Women

Part-time or Full-time?

I am at a crossroads. I’ve been working for my school for almost ten years now. I started teaching English to these kids in 2009 and working for this company is still going well. I love teaching. Watching my students grow up is the best part of this job. I’ve had some of my students since they were babies. Now they are spunky little pre-teens. … Continue reading Part-time or Full-time?

Show Me the Money

Yesterday, I went to the drugstore to pick up a few items. When I went to pay for my purchases, I ended up with a total of ¥1,014. I took out a ¥1000 bill and searched for change for the rest of the total. I came up with the ¥4–but even after spending a minute to look every where, I still couldn’t find that ¥10 … Continue reading Show Me the Money

Mo’ Money, Mo’ Problems

I was talking to my mom and sister the other day through FaceTime. As we were chatting, my nephew came into view and suddenly said, “Mom, I need money to pay for my yearbook.” “Alright,” my sister replied. “When do you need it?” “Tomorrow.” She, naturally, flew into a rage. “I told you to tell me these things earlier because I have no money right … Continue reading Mo’ Money, Mo’ Problems

Passion Project

Return on investment. Savings rate. Annual inflation rate. Multiple streams of income. All these terms are running through my mind right now and I’m trying my best to understand and internalize all of them. I think I’ve gotten the grasp on a lot of financial terms and how they can conceptually relate to me and my life. This is hard, considering I am not really … Continue reading Passion Project

Ten Ways Living in Japan Has Made Me Financially Better

You’re riding the trains to work, being packed in by the station attendant until the passengers are squished together like sardines in a can. Once you get to your destination, friendly public service announcements gently remind you in all languages: “Please make sure you take all your belongings with you.” Out of the station, J-Pop filters over hidden loudspeakers. The latest idol group is promoting … Continue reading Ten Ways Living in Japan Has Made Me Financially Better

Podcasts That Helped Me Manage My Money

When you feel overwhelmed with your finances, sometimes hearing advice from outside sources can help you get started. For me, I felt hampered by the fact that I was living in Japan so buying English books was too expensive. Because foreign language books were priced more expensively than Japanese books, I couldn’t buy them as easily. At times, too, the books I wanted weren’t available … Continue reading Podcasts That Helped Me Manage My Money

Websites I Used to Help Pay Off Debt

When I was paying off my debts, I frequently had to rely on websites to help me figure out my finances. I mentioned before how Suze Orman was able to open my eyes to the world of personal finance. When I needed to figure out what to do with my own situation, I had to turn to the internet for help because I didn’t really … Continue reading Websites I Used to Help Pay Off Debt

How Suze Orman Helped Me Understand My Finances

When I was younger, my first exposure to financial matters was not through my parents or even my family. It was Suze Orman. When I was commuting to college, I would normally spend whatever free Saturday nights I had at home with my mom watching her show on MSNBC. It was good stuff for somebody who knew nothing about money. I think I really liked … Continue reading How Suze Orman Helped Me Understand My Finances