Starting From Scratch

I am still reeling from the shock of it all. Two years of work. Gone. It’s my fault, really. I am the first to admit it. In a fit of spite, I undid all the work that I had painstakingly and lovingly built from the ground up. I run another blog, which is dedicated solely to my life in Hokkaido, Japan. I started that blog … Continue reading Starting From Scratch

Do I Really Need Life Insurance?

Okay, I’ll admit, I don’t have life or disability insurance. Somehow, I seem to be okay with it. I know, however, that as an adult, it’s one of those things that I need to take care of. The thing is, my husband and I have no children. I am also not the main breadwinner in our relationship so I feel like I don’t really need … Continue reading Do I Really Need Life Insurance?

Summer

I’m on a two-week break from teaching. Hooray! I’ve debated whether I should take some time off from blogging, but really, what’s the point? I need to keep writing, or my skills will atrophy. At least, that’s what I delude myself into believing. In all honesty, though, I just want to keep it up because working part-time, I already have a lot of free time. … Continue reading Summer

39

This number seems so ominous. So close to forty, but not. Actually, that’s how old I am right now. Wait a minute–that does look really bad, now that I am staring that number in bold black print. Maybe I should just forget about this post… But I need to reel myself in and focus on the point: It’s been a month since my birthday and … Continue reading 39

Our Numbers

I’ve debated many times whether I really want to be completely open about our finances and reveal everything. I am all for accountability, but I also don’t want to divulge too much of our financial situation. But at this point, it feels like I need to be held accountable for my dreams. I’ve been doing really good in accomplishing a lot of the things that … Continue reading Our Numbers

Getting a PhD. Is it worth it?

I did a bad thing last night. Yesterday, before going to bed, I made the mistake of browsing through different PhD programs from all over the world. Instead of going to bed early so that I can get some much needed rest, I spent two hours looking at different websites that offered all kinds of PhD programs. I started with online programs offered by academically … Continue reading Getting a PhD. Is it worth it?

Flexibility

What constitutes an emergency, I wonder? Right now, I’m on a plane bound for Tokyo, but this was not the original flight I booked. My flight was scheduled to leave at 10:10 am with Jetstar Japan. However, due to mechanical problems, the flight was originally delayed. On further questioning, the ground staff said that at that point, it was difficult for the people in charge … Continue reading Flexibility

Arigatou Your Money

I was listening to the Stacking Benjamins and the Afford Anything podcasts last week and they both had Ken Honda on the show. Ken Honda is known as the Mari Kondo of personal finances in Japan. He is one of those people who is financially independent but still works because he loves what he does. I’d never heard of him before–and I live in Japan. … Continue reading Arigatou Your Money

Youth

Out of the mouths of babes…. The other day, I was talking to my nephew, who had just finished his first year of college. We were just talking about his experiences so far, whether he liked being in school, his friends, and his future. As we talked about his future plans, all of a sudden he starts talking about investing and opening up a 401k … Continue reading Youth

Wantrepreneur

A wantrepreneur is someone who wants to become an entrepreneur but is not really doing the work to become one. Basically, they’re all talk with nothing to show for it. That’s me to a t. Somehow, the desire is still there to become an entrepreneur/business owner. The flame is alive and it’s still burning. However, taking the steps to get there is really lackluster. I … Continue reading Wantrepreneur