Category: Financial Independence

Financial Independence, Life and Money, Personal Development, Personal finance in Japan, The Psychology of Money, Uncategorized, Work-Life Balance

Five Things I’m Grateful For This Thanksgiving

Today is Thursday, November 28, 2019 in Japan. In the US, it is celebrated as Thanksgiving. In that spirit, I wanted to write about things that I’m grateful for.   I’ve written before how gratitude is my superpower. But I wanted to re-visit it today. It only seems fitting. So here are five things that I’m grateful for this season: Knowledge I am grateful that … Continue reading Five Things I’m Grateful For This Thanksgiving

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Financial Independence, Investing, Learning New Things, Life and Money, Personal Development, Success, The Psychology of Money, Time vs. Money, Work-Life Balance

Rushing the Process

So I just hung up the phone with my nephew. Or more like: I just switched off Facetime with Baby Boy. Baby Boy is in college, in his second year of the University of Connecticut’s Business Program. He texted me this weekend, out of the blue, exclaiming that Robert Kiyosaki’s Rich Dad, Poor Dad was one of the best books he’s ever read. I’m so … Continue reading Rushing the Process

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Careers, Financial Independence, Life and Money, Life in Japan, Personal Development, Personal finance in Japan, Retirement, The Psychology of Money, Work, Work-Life Balance

Hanging On

Hubby is going through a crisis right now. He’s thinking about quitting his job, mostly because there are things that he just can’t deal with at his workplace. Unfortunately, the bulk of the comforting and the encouragement falls onto me. Frankly, it’s a little draining sometimes. Though I’m usually very supportive, I’m a little tired of the conversation. We’ve had this discussion so many times. … Continue reading Hanging On

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Business Dealings in Japanese, Disaster Preparedness, Emergencies, Financial Independence, Insurance, Learning New Things, Life and Money, Life in Japan, Personal Finance, Personal finance in Japan, Risk, The Psychology of Money, Uncategorized

Do I Really Need Life Insurance?

Okay, I’ll admit, I don’t have life or disability insurance. Somehow, I seem to be okay with it. I know, however, that as an adult, it’s one of those things that I need to take care of. The thing is, my husband and I have no children. I am also not the main breadwinner in our relationship so I feel like I don’t really need … Continue reading Do I Really Need Life Insurance?

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Financial Independence, Learning New Things, Life and Money, Life in Japan, Personal Development, Personal finance in Japan, Productivity, Saving, The Psychology of Money, Uncategorized, Work-Life Balance

39

This number seems so ominous. So close to forty, but not. Actually, that’s how old I am right now. Wait a minute–that does look really bad, now that I am staring that number in bold black print. Maybe I should just forget about this post… But I need to reel myself in and focus on the point: It’s been a month since my birthday and … Continue reading 39

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Financial Independence, Learning New Things, Life and Money, Life in Japan, Money, Personal Finance, Personal finance in Japan, Retirement, Saving, Spending Money, The Psychology of Money

Our Numbers

I’ve debated many times whether I really want to be completely open about our finances and reveal everything. I am all for accountability, but I also don’t want to divulge too much of our financial situation. But at this point, it feels like I need to be held accountable for my dreams. I’ve been doing really good in accomplishing a lot of the things that … Continue reading Our Numbers

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Emergencies, Financial Independence, Gratitude, Learning New Things, Life and Money, Life in Japan, Personal finance in Japan, Spending Money, The Psychology of Money

Flexibility

What constitutes an emergency, I wonder? Right now, I’m on a plane bound for Tokyo, but this was not the original flight I booked. My flight was scheduled to leave at 10:10 am with Jetstar Japan. However, due to mechanical problems, the flight was originally delayed. On further questioning, the ground staff said that at that point, it was difficult for the people in charge … Continue reading Flexibility

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Entrepreneurship, Financial Independence, Investing, Learning New Things, Personal Development, Personal Finance, Retirement, The Psychology of Money, Time vs. Money, Work, Work-Life Balance

Youth

Out of the mouths of babes…. The other day, I was talking to my nephew, who had just finished his first year of college. We were just talking about his experiences so far, whether he liked being in school, his friends, and his future. As we talked about his future plans, all of a sudden he starts talking about investing and opening up a 401k … Continue reading Youth

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Financial Independence, Investing, Life and Money, Retirement, Saving, The Psychology of Money

Retirement Number

For Americans, the ideal retirement number being touted is $1 million. This is based on the 4% withdrawal rate. So if you make it $40,000 a year, you need about one million dollars to retire. This idea of having to save $1 million in the bank for retirement scares me a lot. My husband and I don’t make a lot of money and just thinking … Continue reading Retirement Number

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Entrepreneurship, Financial Independence, Learning New Things, Life and Money, Personal Development, Time vs. Money, Work-Life Balance

Wantrepreneur

A wantrepreneur is someone who wants to become an entrepreneur but is not really doing the work to become one. Basically, they’re all talk with nothing to show for it. That’s me to a t. Somehow, the desire is still there to become an entrepreneur/business owner. The flame is alive and it’s still burning. However, taking the steps to get there is really lackluster. I … Continue reading Wantrepreneur

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