Okay, I'll admit, I don't have life or disability insurance. Somehow, I seem to be okay with it. I know, however, that as an adult, it's one of those things that I need to take care of. The thing is, my husband and I have no children. I am also not the main breadwinner in … Continue reading Do I Really Need Life Insurance?
Category: Financial Independence
39
This number seems so ominous. So close to forty, but not. Actually, that's how old I am right now. Wait a minute--that does look really bad, now that I am staring that number in bold black print. Maybe I should just forget about this post... But I need to reel myself in and focus on … Continue reading 39
Our Numbers
I've debated many times whether I really want to be completely open about our finances and reveal everything. I am all for accountability, but I also don't want to divulge too much of our financial situation. But at this point, it feels like I need to be held accountable for my dreams. I've been doing … Continue reading Our Numbers
Flexibility
What constitutes an emergency, I wonder? Right now, I’m on a plane bound for Tokyo, but this was not the original flight I booked. My flight was scheduled to leave at 10:10 am with Jetstar Japan. However, due to mechanical problems, the flight was originally delayed. On further questioning, the ground staff said that at … Continue reading Flexibility
Youth
Out of the mouths of babes.... The other day, I was talking to my nephew, who had just finished his first year of college. We were just talking about his experiences so far, whether he liked being in school, his friends, and his future. As we talked about his future plans, all of a sudden … Continue reading Youth
Retirement Number
For Americans, the ideal retirement number being touted is $1 million. This is based on the 4% withdrawal rate. So if you make it $40,000 a year, you need about one million dollars to retire. This idea of having to save $1 million in the bank for retirement scares me a lot. My husband and … Continue reading Retirement Number
Wantrepreneur
A wantrepreneur is someone who wants to become an entrepreneur but is not really doing the work to become one. Basically, they're all talk with nothing to show for it. That's me to a t. Somehow, the desire is still there to become an entrepreneur/business owner. The flame is alive and it's still burning. However, … Continue reading Wantrepreneur
