Our Insurance Lady

“How much do you weigh?” the insurance lady asks me. I give her a number in kilograms. She waves the number away and proceeds to give me advice on how I can approach this application with the best way to lower my monthly rates. If you do X, your rates will increase next year. If you do what I tell you instead (Y), then you … Continue reading Our Insurance Lady

Consumption Tax Hike Japan 2019

So it’s been more than a week since the consumption tax hike here in Japan. I haven’t experienced anything earth shattering since then. Considering all the media attention and the panic that ran rampant in the streets regarding this issue before October 1st, I find the second week really underwhelming. But let me back track a little. Essentially, the Japanese government, under Abe’s leadership, needs … Continue reading Consumption Tax Hike Japan 2019

Do I Really Need Life Insurance?

Okay, I’ll admit, I don’t have life or disability insurance. Somehow, I seem to be okay with it. I know, however, that as an adult, it’s one of those things that I need to take care of. The thing is, my husband and I have no children. I am also not the main breadwinner in our relationship so I feel like I don’t really need … Continue reading Do I Really Need Life Insurance?

Paying My Taxes in Japan

Yay! It’s my favorite season. I’m kidding, of course. I just finished my Japanese taxes and I have to admit that it was so easy. For now. Right now, I have one income source and my company and my town have been good in providing the documents that I needed. This year was the second time I did my taxes online through the Japanese e-tax … Continue reading Paying My Taxes in Japan

Moving the Needle

In the previous post, I talked about taking a big step toward financial independence by buying property. It took me years to actually build up the courage to jump on this idea. I have the capital already, it took me a while to become comfortable with spending all my hard-earned savings in one big move. Today, I took the first step by signing a contract … Continue reading Moving the Needle

Ten Ways Living in Japan Has Made Me Financially Better

You’re riding the trains to work, being packed in by the station attendant until the passengers are squished together like sardines in a can. Once you get to your destination, friendly public service announcements gently remind you in all languages: “Please make sure you take all your belongings with you.” Out of the station, J-Pop filters over hidden loudspeakers. The latest idol group is promoting … Continue reading Ten Ways Living in Japan Has Made Me Financially Better